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What is Ecommerce?

1.  The first step to setting up an online store is to select an online store application, for example EasyStoreMaker Pro.

2.  The next thing you will need to do is set up a Merchant Account if you plan to accept online credit card transactions. A merchant account will help you process credit card transactions and also transfer funds into your checking account.

3.  If you accept online credit card transactions you will have to sign up for a payment gateway supported by your online store application and a merchant account. Examples of Payment gateways are E-xact.com and Authorize.net.


How Ecommerce works

1.  User logs on to online store and chooses item to purchase.

2.  User enters in credit card number. This transaction information is passed via a payment gateway to the banking network.

3.  The banking network then passes this information along to an acquiring bank where the merchants account is held.

4.  The acquiring bank then transfers funds into the merchant's local bank account.

That's it!

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